|
Issuers often are willing to cut rates for
customers because they don't want to lose the
business. But first, be sure you have a leg to stand
on: Check your Credit Report (click here
to get yours now ).
Issuers usually save the lowest rates for those who
have the strongest credit histories. Next, compare
rates on your cards. Call the issuer of your higher
rate cards. Tell them you're thinking of going with
a lower rate card unless they can match that lower
rate. If the company agrees to lower your rate, be
sure and make payments on time, or you could wind up
paying a higher interest rate again. |
