| Learn how to get a copy of your
credit report. .
FREE CREDIT REPORTS - Starting Dec. 1,
2004, free credit reports will be available to
consumers in 13 Western states. More states will be
added at regular intervals.
Check your state & get your free credit report:
AnnualCreditReport.com
You can get a copy of your credit report from one
of the major credit bureaus listed below.
Your report will usually include the following:
credit inquiries, bankruptcies, payment history,
previous creditors, credit account information,
personal identifying information, and any other
information related to your credit history. The
pricing per copy is variable, depending on the
reporting agency.
If you've
1) Been denied credit because of information in your
credit report. (request within 60 days of denial)
2) You receive public assistance
3) You're unemployed & intend to apply for a job
4) Your report is inaccurate due to fraud
5) You are a resident of a qualified state
6) You haven't requested a copy in the previous 12
months, you may be entitled to a free copy of your
credit profile.
Include the following with your request:
Full name (including Jr., Sr., II)
Spouse's first name (if married)
Social security number
Current and previous addresses within the last five
years
Current employment information
Telephone number (home)
Date of birth
Signature
Applicable fee
Credit Bureaus
Equifax Information Service Center
P.O. Box 740241
Atlanta, GA 30374-0241
1-800-997-2493 or
1-800-525-6285
Web: http://www.equifax.com
Trans Union LLC
Consumer Disclosure Center
P.O. Box 390
Springfield, PA 19064-0390
1-800-888-4213 or
1-800-680-7289
Web: http://www.transunion.com
Experian
P.O. Box 2104
Allen, TX 75013-2140
1-888 EXPERIAN (888 397 3742)
Web: http://www.experian.com
You may also request your credit report from the
agency listed below, who retrieves your credit
report and information from all of the major bureaus
listed above.
¬ Click here if you don't know what your Credit Score is.
You may also be presented with the option of
having your credit Monitored. If you do not actively
have your credit monitored now - you should start
today. Identity Theft is rising at a staggering rate
- daily!
.
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