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Credit 101

Information and resources about credit cards, your credit history, identity theft, credit reports, credit monitoring, and more.

ť What Is a Credit Report

ť How to Build or Re-Build Your Credit

ť Credit Card FAQ

ť Credit Card Tips

ť Credit Card Terms You Need to Know

ť Credit Report FAQ

ť How Creditors Evaluate You

ť How to Get a Copy of Your Credit Report

ť Why You Need to Monitor Your Credit

ť How to Fix Errors on Your Credit Report

ť How to Protect Yourself Against Identity Theft

ť What is Included on a Credit Report?

ť What is a Credit Score?

Free Credit Report
Starting Dec. 1, 2004, free credit reports will be available to consumers in 13 Western states. Get yours by going to: www.annualcreditreport.com

iCreditReports
Did you know there are 3 National Credit Bureaus keeping credit files on you? Did you know that different lenders look at different credit reports? Be sure, be safe get all three.

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