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Credit 101


 
 

Make sure your
Credit & Credit Report
is in order before applying
for a Business Loan
or a Business Grant.

  


 

Information and resources about credit cards, your credit history, identity theft, credit reports, credit monitoring, and more.

 

 
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 Cash Back debit card:  PerkStreet Financial Debit MasterCard®
 

 

»  What's on a Credit Report

»  Credit Card FAQ

»  Credit Card Tips

»  Credit Card Terms You Need to Know

»  Credit Report FAQ

»  How Creditors Evaluate You

»  How to Get a Copy of Your Credit Report

»  Why You Need to Monitor Your Credit

»  How to Fix Credit Report Errors

»  How to Protect Yourself Against Identity Theft

»  What is a Credit FICO Score & How It's Calculated
 
Did you know you can request your Credit Report once every 12 months and not have to
pay for it?  In 2004, AnnualCreditReport.com became the only authorized website to offer this
service. You'll receive a credit report from each of the three nationwide consumer credit reporting
companies in accordance with the Fair and Accurate Credit Transactions Act (FACT Act).

Request your credit report within a secure online environment and then view and print. Options to
request your credit report by phone and by mail are also available.
 
 
 

 
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Credit Card Resources:
Credit 101
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