Ways to Save Money : Money Clicks

»  Budgeting Tips

• Track your expenses and spending for two months. It will reveal your money habits that need changing. Identify expenses you can live without and use that money to pay off other bills faster or to deposit into your savings account.
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• Pay yourself every month. Take this money from your first monthly paycheck. Deposit into a separate bank account or stuff it under your mattress. Don't withdraw from this stash. Many people will continue spending until all the money is gone. No matter how much money comes in, some bill or new purchase will take it. Raises and bonuses all seem to vanish without a trace. Live the rest of the month on what is left - after you pay yourself.